According to my project A where I already has mentioned that I would not able to purchase a apartment with cash and I was planning to get a loan from bank. There are a few steps and procedures in finding a mortgage. It includes in getting pre-qualified by a loan agent to determine the maximum dollar amount of mortgage you can truly afford (real important step in the process).
The first step is to be pre qualified. The question should never be what kind of home the buyer is looking for, rather the question the buyer should and seek from a professional loan agent would be, "What can I afford?" This is the first step that a wise buyer like me should take rather than seeking the direction and advice from a realtor which is the usual path that the typical buyer initially takes, unless that realtor is very experienced and has a lender that he or she already worked with and referred the buyer to that individual initially. A potential buyer ( like me ) must get pre-qualified by a competent loan agent. A buyer must always meet with a mortgage lender first so he or she can