When it comes to insurance there are many options available to choose from. Insurance companies are endless and often offer competitive rates in order to obtain your business. When trying to get vehicle coverage, insurance companies will look at the persons age, sex, how many years of driving experience, what kind of vehicle, how new the vehicle and how many miles a year the plan on driving just to name a few. All of those factors can determine your premium. Premiums often come in 6 months- 1 year option. A premium is the total of what a person has to pay in that time frame. All of those factors will determine the cost, along with the coverage the person wants to obtain. Deductibles are what the person has to pay in the event of a mishap. Usually the lower the deductible payment the higher the premium is.
Health insurance differs than auto. When trying to obtain health insurance it is important to note what it covers, what the co-payment is and like auto, what