Difference Between Homelessness And Vagrants

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I think there's a huge difference between homeless people and vagrants, but we're supposed to refer to them all as "homeless." When I hear "homeless," I think of a truly unfortunate person who has had something happen to them which was out of their control and caused them to be without a home, at least for now. Someone fleeing an abusive relationship, someone who's survived a natural disaster which destroyed their house, someone who had so many medical bills to pay that they couldn't keep up with their mortgage or rent and lost their home. I also put severely mentally ill people who've somehow fallen through the cracks and don't receive the medical care they need to manage their conditions and be functional in this category. I have sympathy