Nofault insurance has the goal of lowering premium costs by avoiding expensive litigation over the causes of accidents, while providing quick payments for injuries or loss of property. Further, nofault systems often grant "set" or "fixed" compensation for certain injuries regardless of the unique aspects of the injury or the individual injured. NoFault Threshold: Significant or permanent loss of an important bodily function, permanent injury within a reasonable degree of medial probability, significant/permanent scarring or disfigurement or death. Worker’s Compensation: The law requires that every employer subject to the Act must provide some way of assuring that it can pay benefits to its workers should they become injured. Most employers in Michigan provide this security by purchasing an insurance policy from a private insurance company. This eliminates fault in cases of injury by an employee while working.
Proximate Cause: An event sufficiently related to a legally recognizable injury to be held to be the cause of that injury Agency: A