University Of Phoenix
March 29, 2013
This paper effectively communicates the need for Information that will protect consumers from harm. The Patriot Act of 2001 was enacted by congress to combat terrorism while the Fair Crediting Report Act of 1970 protected business as well as consumers. These acts are a testament to how the government responds to the needs of the people when the people are in need and lack the ability to protect themselves. Guidelines were put into place to protect the rights of the public. These Acts now govern how consumers will be treated and how laws will be applied.
Information Technology Acts The progression of information technology has forced the government to rethink its role in ethical issues. Specific acts were enacted to govern these issues as they were needed. Among the provision enacted were the US Patriot Act of 2001, and Fair Credit Reporting Act of 1970. The Patriot act attempted to counter terrorism via the Internet and the Fair Credit act made reasonable effort to protect citizens from unfair credit practices.
The Patriot Act of 2001 The government’s legislative response to September 11 terrorist attacks provided Central Intelligence Agency, Federal Bureau of Intelligence and Federal Prosecutors with technology used to intercept and prevent future terrorist attacks. Jenks (2001) concludes that the United States may be partially to blame for initially allowing such individuals to enter the country, rendering the Patriot Act almost unenforceable. The provisions seek to improve and identify terrorist threats against the United States. Potential threats are entered into data bases allowing the government to include or exclude members of terrorist groups in an effort to prevent additional terrorist attacks. Provisions of the act require that all government agencies govern by these rules in order to combat terrorism in the United States and abroad. After the September 11 attacks the United States created the Terrorist Finance Tracking Program (TFTP). This agency designed a program that allowed the United States to link up with the SWIFT transaction data base, this data base was connected to a Belgium bank that handled millions of transactions daily. The Patriot Act allowed the United States to issue subpoenas to foreign banks in order to combat terrorist activities through seizure and prosecution of terrorist and other criminals related to the 2001 attack.
Fair Credit Reporting Act of 1970 The Fair Credit Reporting Act of 1970 is an amendment to the Consumer Credit Protection Act of 1968. The original…