Personal Narrative: My Time At The Community College

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My time at the community college in Baltimore was spent in small classroom sizes. I was able to meet with the professors for tutoring and enhance my understanding of subjects with ease. The number of people taking the engineering curriculum was limited; this led to me accomplishing many of my courses with the same group of peers and also permitted me to create a strong study group. My time at the community college felt like it allowed me to capture a keen sense of what it means to accomplish college-level courses. Cu Boulder had been a dream school and aspiration for a number of years. I was beyond ecstatic when I received the acceptance letter. However, my first semester in Cu Boulder would be an eye-opening experience of what attending a …show more content…
Unexpected financial problems came about as well. I knew coming from out-of-state that tuition was going to be high. I didn’t expect for it to be 30,000 for the whole semester, but financial aid and grants covered 24,000. I had planned to take out a personal student loan for the leftover amount. I had checked my credit scores a couple of months before and found it to be within a range that would allow me to do so. I applied for personal loans and found myself to be denied for reasons that didn’t make sense. I then ordered a copy of my credit report and to my dismay, there were several major false charges. They ranged from a 10,000 judgment to utility bills. After realizing I have a graver problem. I went to the school to meet with a financial adviser to acquire an understanding of what my options would be to cover the remainder. The advice I obtained was of little help. I explained my situation and was told that a personal loan or a payment plan would be the only options. I asked for advice on what to do about credit fraud or what would be a good starting point for fighting the issue and received no help. The payment plan was only for 6 months and didn’t fit within the budget I had. Living expenses and other bills total more than 1500 for the month, while my income was only 1900. I asked if they could extend the repayment options and was told no. This left me with a bleak outlook. With very few options I had to put the payment issue aside until classes were over. I fought the credit bureaus alone and with research. I was able to succeed in getting the crucial things off after some months, numerous phone calls, and notarized documentation of several items. However, I was still considered high risk due to things I wasn’t able to remove. All I could do was finish the semester and wait till I got back to Maryland to figure it
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