* American Stock Exchange: A national stock exchange. The AMEX name was first changed to NYSE Alternext US, then became known as NYSE Amex Equities. It used to be a strong competitor to the New York Stock Exchange but the Nasdaq has since filled that role. Today, almost all trading on the AMEX is in small-cap stocks, exchange-traded funds and derivatives. * Amortized Loan: a loan that is paid off in equal periodic payments. * Annuities Due: an annuity in which the payments occur at the beginning of each period. * Annuity: a series of equal dollar payments made for a specified number of years. * Any unsecured long-term debt: Debentures are unsecured long-term debt. For issuing firm, debentures provide the benefit of not tying up property as collateral. For bondholders, debentures are more risky than secured bonds and provide a higher yield than secured bonds. * Bond ratings: Reflect the future risk potential of the bonds. Three prominent bond rating agencies are Standard & Poor, Moody’s, and Fitch Investor services. Lower bond rating indicated higher probability of default. It also means that the rate of return demanded by the capital markets will be higher on such bonds. * AAA and AA: High credit-quality investment grade * AA and BBB: Medium credit-quality investment grade * BB, B, CCC, CC, * C: Low credit-quality (non-investment grade), or "junk bonds" * D: Bonds in default for non-payment of principal and/or interest * Bond Valuation: A technique for determining the fair value of a particular bond. Bond valuation includes calculating the present value (PV) of the bond's future interest payments, also known as its cash flow, and the bond's value upon maturity, also known as its face value or par value. Because a bond's par value and interest payments are fixed, an investor uses bond valuation to determine what rate of return is required for an investment in a particular bond to be worthwhile. * Call provision: a provision that entitles the corporation to repurchase its preferred stock from investors at stated prices over specified periods. (BONDS): An option available to a company issuing a bond whereby the issuer can call/redeem the bond before it matures. This is usually done if the interest rates decline below what the firm is paying on the bond. * Callable Preferred: a type of preferred stock that carries the provision that the issuer has the right to call in the stock at a certain price and retire it. Also known as "redeemable preferred stock". * Chicago Stock Exchange: Small exchange. Doesn’t have an actual trading floor. It’s an electronic exchange. * Claims on assets and income (Seniority in claims): In the case of insolvency, claims of debt, including bonds are honored before those of common or preferred stock. * Compound Interest: The situation in which interest paid on an investment during the first period is added to the principal. During the second period, interest is earned on the original principal plus the interest earned during the first period. * Congress passed in July 2002 the Public Accounting and Reform and Investor Protection Act * Convertibility: Convertible preferred stock can, at the discretion of the holder, be converted into a predetermined number of shares of common stock. * Coupon interest rate: the interest rate contractually owed on a bond as a percent of its par value. * Cumulative dividends: Requires that all past, unpaid preferred stock dividends be paid before any common stock dividends are declared. * Cumulative voting: each share of stock allows the stockholder a number of votes equal to the number of directors being elected. * Current Yield: the ratio of a bond’s annual interest payment to its market price. * Debentures: any unsecured long-term debt. * Direct Securities – financial claims purchased by financial intermediaries with proceeds from the sale of indirect…
Of Public Swimming Pools
by Daniel Finlayson
Assessing the Acoustic Environment of Public Swimming Pools
Diploma in Acoustics and Noise Control
Leeds Metropolitan University, Leeds, LS1 3HE
Statement of Aims and Objectives
Pool 1 Description
Pool 2 Description
Chart for Pool Installation 11
Ringold’s Pool and Patio Supply is a small business specializing in above and below ground pools for home use. It is owned and operated by John Ringold, Sr. He recently hired his son, John Jr., as the executive vice-president of operations and has tasked him with investigation the profitability of installing above ground pools. Twenty percent of the company’s sales are above ground pools and Ringold’s does not currently install these pools. John…
tax deductions for the current year. The tax code allows for medical expenses within applicable limits to be deducted and you asked if part of the expense of the home you purchased would be included within the limits as the home was purchased for the pool that is required for your health and well-being.
To reach a conclusion, we consulted relevant provisions form the Internal Revenue Code (IRC) and the statute of Stare Decisis, defined as “looking upon past United States Tax Court rulings in order…
ENG 102/ Prof. Landry
Argument of Evaluation
Swimming Pools: Summer Fun or Danger to Earth
Swimming pools can be great during the warm summer months for recreation, relaxation, and family bonding. However, many people are not aware of the numerous environmental and health problems that arise from this recreational fun. The problem that creates the most concern for the public would be the amount of chemicals put into swimming pools, and the many harmful ways that they can affect humans. These…
for this year.
relationship between current assets and current liabilities.
relationship between short-term and long-term liabilities.
Multiple Choice Question 124
A liquidity ratio measures the
income or operating success of a company over a period of time.
percentage of total financing provided by creditors.
ability of a company to survive over a long period of time.
short-term ability of a company to pay its maturing obligations and to meet unexpected needs for cash.
Name Class Date
17.1 Genes and Variation
Define evolution in genetic terms.
Identify the main sources of genetic variation in a population.
State what determines the number of phenotypes for a trait.
Genetics Joins Evolutionary Theory Darwin’s original ideas can now be understood in genetic terms.
Researchers discovered that traits are controlled by genes and that many genes have at least two forms, or alleles. The combination of different alleles…
OF COMPUTERS, VOL. 4, NO. 12, DECEMBER 2009
Dynamic Pool Segmentation Model and
Algorithm in the Car Rental Industry
School of Business Administration, South China University of Technology, Guangzhou 510640, China
Wenzhou Jin and Xiaoni Hao
Institute of ITS & Logistics, South China University of Technology, Guangzhou 510640, China
Email: firstname.lastname@example.org email@example.com
Abstract— Pool segmentation is an essential step in the
sometimes the right thing to do gets over looked. I understand that most people are in business to make money, but when ethical dilemmas arise, morally speaking, people should choose to do the right thing.
The ethical dilemma in this video “Ellen 't Hoen—Pool Medical Patents, Save Lives”, is the fact patenting a new drug will help finance its immense cost to be developed, but the same time, that patent can put advanced treatments out of reach for sick people in developing nations, at a deadly cost. A Patent…
• The process where species adapt to their environment.
• Driving Force = Competition for Resources
• Involves Populations and their Gene Pools
• Gene Pool = All of the Genes/Alleles in a population
• Differential Reproduction results in loss and gain of
• Shifting of gene pools occurs due to differential
reproduction = biological evolution.
The Peacock’s Tail
Are big tails at an advantage to
If not, then why do peacocks…
Therefore, the purpose of using red was so that the reader did not ignore the product, slogan, and the headline.
The words on the advertisement say, “CHECK OUT OUR HOT NEW PACKAGE NEW SLIM PACK & IMPROVED FLAVOR.” The terms used in the advertisement are urban slang terms. They used urban jargon to appeal to urban societies. “Check out” is street jargon for saying “look at” and “hot” is slang for saying something is attractive. The jargon is how people usually talk in urban cities and the jargon…