San Diego Insurance Case

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An Auto Accident Attorney San Diego on Adjuster Tricks to Convince you not to Retain a Lawyer

If you have been injured as the result of another’s negligence in an auto accident, it is important to fully understand the nature of the insurance business as you move towards receiving fair compensation for your damages. And yes, an experienced San Diego injury lawyer will emphasize that insurance is indeed a business, which is primarily interested in bottom-line profits. Consequently, the adjuster in your case is highly motivated to avoid dealing with legal counsel.

Basic Considerations
There are fundamental differences between an auto accident case handled solely by the injured victim and one where a San Diego injury lawyer is involved, such …show more content…
What the Adjuster Will Tell You
As the injured plaintiff, you probably have little or no experience in settling a claim. Typically, a representative from the insurance company will try to get to you quickly, often within 24 hours of the accident, before you have had the opportunity to speak with a San Diego injury lawyer. While this may seem to be good customer service and show a concern for you situation, the adjuster will more often than not use this contact to try and convince you not to seek counsel. For instance, you may hear such things as:
• The insurance adjuster will look out for your best interests; you don’t need a lawyer
• A lawyer will take at least one-third of your settlement
• A lawyer will slow things down
• The insurance company may have to bring in lawyer of their own

In reality, however, not every case requires a …show more content…
With this in mind, be aware of the following:
• Don’t assume the adjuster will stand behind an earlier claim of liability; you have to gather evidence to establish proof despite what the adjuster may have indicated
• Don’t ask for too much or too little; having a realistic idea of the true value of your case is important
• Don’t settle until the full extent of your injuries are known; this can be tricky, even in cases where the injuries seem minor. Too often, in an effort to push for a quick settlement and a return to normalcy, a final settlement is reached. Subsequently, if latent injuries appear or some complication arises, it may be impossible to receive compensation

When You Need a Lawyer
If you have sustained a serious injury, don’t even think about going it alone. The nature and extent of your medical bills and other damages, such as lost income, can be difficult to fairly evaluate and prove. If more than one party may share responsibility or if you in some manner contributed to your own injuries, the matter becomes even more
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