Meet Kenya Littlejohn and her two girls, seven-year-old Jordan and four-year-old Layla. Kenya recently landed a three bedroom Seagoville home this past month after much sacrifice and financial planning. With the help of the Dallas County Home Loan Counseling Center, Kenya prepared for homeownership by participating in HLCC’s credit repair workshop, financial literacy seminar and the first time homebuyers program. After much financial planning and sacrifice, she was soon at the closing table, purchasing her forever home.
“I began the process in January starting with the credit repair workshop. After the workshop, I called Angie, my assigned counselor. I saw Angie every month beginning in February,” said Kenya Littlejohn. “At first, I tried to delay…show more content… After experiencing a separation, Kenya discusses how she regained her independence and personal need to establish a stronger foundation for her two girls, Jordan and Layla.
“After preparation, once my daughter started school in August, I told myself, it’s time to start the process.”
Kenya takes us on a ride as she discusses her financial situation and credit before working with HLLC.
“I had never written out all of my spending. I eventually began to track all my purchases. It’s a good practice because although I know I have money…where is it going? Seeing it on paper helps, we did an expense report spreadsheet that was very detailed. ”
Now, 11 months later, Kenya is on the opposite side of the classroom ready to help her family and friends prepare to close on their first home.
“Throughout the process, I gained a personal relationship with Angie. What I learned is something that I can never lose. I’m not sure if I can teach the same classes, however, I can now say I am in a position to be able to counsel friends and family who are interested in purchasing their first home. Right now, my sister and mother are going through the same process with
