Student Debt Analysis

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Economic Growth with Student Debt (Analytical Paper)

From the media to the web, people have been deceived with the misconception that student debt is a major issue in our society. Student loan debt accounts for $1.3 trillion of the debt in the USA, according to The Economists report in 2014, from 44 million people at a median of approximately $37 thousand per debtor. Although student debt is a major issue in our society, the issue is currently debated and viewed solely on reasons to blame for this major debt. I believe that student debt is paradoxical when it comes to wealth because the issue depends on who are taking out these loans. As the economy is growing, student debt forces the debtor to work harder to pay it off. Throughout this analysis, I will discuss why the opportunity costs of student debt overshadow the benefits that it has for our nation’s economy and the benefits for individuals. Some opportunity costs of student debt may include an increasing …show more content…
From a Bachelor’s degree to a Doctorate’s degree, the gap of the costs between these two degrees is great. Most students who attend college are pursuing a degree to benefit themselves economically, and those with very large debts can pay off these debts with their high-paying jobs. However, not every student finish their college education and end up contributing a portion of the student debt “crisis.” “You blame the media, though, for the inaccurate reporting that the student debt problem is widespread throughout higher education... the actual numbers of borrowers who are truly struggling is not that big,” (Sanchez 1). According to Claudio Sanchez, the author states that the concern should not revolve around the youth who take out thousands of loans for their education (assuming that they graduate) but to adults who do not finish with their degree- accumulating debt that they initially did not

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Student Loan Debt

When people think about college the first thing they think of is not student loan debt. They think of getting an education that will help them provide for the lifestyle they want to have in the future. Most college students will end up using student loans to help pay for college; but is using student loans going to effect those students in the future? Student loan debt can prevent students from going to college, can hurt adults financially, and they will never go away. As time passes college continues…

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How To Reduce Student Loan Debt

Graduating from college does not guarantee one a job with plentiful wages. “According, to an associated Press analysis, 53 percent of recent college graduates are either unemployed or not putting their degree to use” (Lewis internet). However, attending college can guarantee a near insurmountable mountain of student loan debt that one has to pay for out of pocket for the rest of his or her life. Student loans can cause a variety of problems for individuals. They are not only a financial burden, but they…

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school so that students can achieve a higher learning. Depending on the type of college you are attending depends on the amount of tuition you will pay, so with everything in the United States the higher the cost the better the outcome is. Over the years tuition has increased “A 2011 study published in Educational Evaluation and Policy Analysis predicted a 0.25-percent decline in college enrollment for every $100 added to tuition”. (Thompson, "How Tuition Increases Affect College Students"). So what…

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