Article Review: “Is There Too Much Corporate Debt?” In “Is There Too Much Corporate Debt?” reading, the author addresses an issue about corporate debt has increased tremendously. The author Ben Bernanke focuses on two aspects: both “micro” and “macro” to evaluate the debt situation. Because interest payments are tax-deductible, firms borrow more on its long term debt. The higher leverage of a company also encourage people to work harder in order to increase its profit, as well as pay off the interest payments. To answer the question about recent debt expansion, the author also explains about uncontrolled factors which leads to free-cash-flow problems of some firms. Debt is a two-edged sword. Corporate debt can be profitable for many firms but the company must know how much is too much. Otherwise, companies with too much debt can find themselves in risky situation and ultimately, bankruptcy. On the other side, too much corporate debt can create the liquidity and solvency crisis. Higher level of debts can reduce the stability of the country’s economic system. Especially, the reading discusses two different circumstances: normal and recession economy situation to help the readers fully understand the pros and cons of increasing corporate debts. The author points out that the risk over level of debt depends on different financial environments and it is likely more risky for a company to have corporate debts in the past period than now a day. Moreover, the author strongly…
C P English
September 6, 2012
A Little too Much Attention
I was shocked. I was completely flabbergasted by the complete absurdness of these parents. Parents watching security monitors just to catch a glimpse of their child; calling a child in college about a purchase made an odd time. The child is in college. College is supposed to be a chance to break away from the parents and learn how to deal with life on one’s own terms.
There are no lines on what it acceptable…
When Too Much Exercise Becomes a Problem
Regular exercise is a vital part of a healthy lifestyle and sound weight-loss program. In fact, most experts suggest that we get 60 minutes of exercise each day for optimal health. But while a little exercise is a good thing, taking exercise to the extreme can cause serious health issues, even death. When few adults exercise regularly, and many struggle to find just 20 minutes to dedicate to a workout, it may be hard to believe that some people place…
best way to celebrate one’s true heritage is by incorporating it into our everyday lives.
Although Walker’s distinct use of first person narration, limits the presentation of the story to one character’s perception, Mama, the protagonist, reveals much about the importance of heritage through varying character relationships. Initially, Mama compares her two dissimilar daughters in a way that glorifies Dee and pities Maggie. However, throughout the story, readers get a sense that Mama has more in…
When is American Security Too Much?
Every second, of every hour, of everyday there is someone or something watching you even when you don’t even realize. This is similar to the book 1984 written by George Orwell, security cameras and monitors were all over Oceania. Nowadays more and more areas across the United States are installing security cameras and other electronic security devices. (Rapp). But when is enough, enough? When do the citizens of America actually get some privacy... Or will we…
caught and stopped before it happens. If the number of agencies were reduced then it would be even less likely to connect the dots because there would be less information, but if they are not streamlined in an organized way then the information would be too confusing to be able to connect all the dots.…
however. They have a negative savings ratio with indicates they are spending more than they are saving.
Lastly, their Debt Service ratio is very good, with only 4.57% of their monthly gross income going to loan payments. This indicates they will have plenty of money to put towards loans and could potentially look to increase this percentage. The textbook recommends a Debt Service ratio below 35%. The Rivera’s are doing well with this.
3) Short Term appropriate goals for the Rivera’s should…
e-flux journal #49 Ñ november 2013 Ê Hito Steyerl
Too Much World: Is the Internet Dead?
World: Is the
11.07.13 / 02:50:22 EST
Is the internet dead?1 This is not a metaphorical
question. It does not suggest that the internet is
dysfunctional, useless or out of fashion. It asks
what happened to the internet after it stopped
being a possibility. The question is very literally
whether it is dead, how it died and whether
anyone killed it.
Case Study: Little Enough or Too Much
Disposal of chemical or factory waste in waters is considered harmful regardless of the amount being dispose. Case Study: Little Enough or Too Much describes the ethical dilemma that an employee had experience regarding an environmental issue. X Chemical company had created a new lubricant which was consider to have an overall reduce selling price and would also benefit the company tremendously since its financial performance was only satisfactory for…
Rhetorical Analysis: Too Much of a Good Thing
“At least 25% of all Americans under age nineteen are overweight or obese, a figure that has doubled over the last 30 years.” says Greg Crister in his article titled “Too Much of a Good Thing” which appeared on July 22, 2001 in the Los Angeles Times. In his article, Crister uses three common rhetorical strategies, ethos, pathos, and logos, in an attempt to persuade his audience, anyone raising children or interested in children's health issues, of how…
‘Charles’ ability to finance his government effectively and without too much resentment during the personal rule was a remarkable achievement.’
How Far Do You Agree?
For the greater part of the 1630’s Englishmen paid their taxes, most likely grumbling whilst doing it, but they were paid. During his personal rule 1629-40, Charles I needed to raise revenue by using non-parliamentary means, i.e. in ways he would not need a parliament’s permission to collect. In order to do this, Charles changed…