Uninsured Health Care: A Case Study

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Health insurance provides access to medical care through health care plan. Uninsured individuals are less likely to receive preventative care and are in poor health status. Cost of poor health among uninsured people in 2004 was estimated at $65 billion to $130 billion annually (Hadley & Helahan, 2004). Uninsured individuals face a high financial burden from out of pocket health care. Almost 50 percent of uninsured people filed bankruptcy due to medical expensive (Jacoby, et al., 2000). Uninsured individuals reported having difficulty in getting care, are diagnosed at an advanced stage of disease, and have a higher death rate compared to those with coverage (Hadley & Helahan,