Va Mortgage Case Study

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Mortgage Trial

About VCA Mortgage
CA Mortgage is a family owned business that has been looking out for the interest of homeowners for 25 years. At VCA Mortgage we focus on giving our clients an understanding of the process obtaining a loan, purchasing a home, refinancing etc. We understand that everyone can use a little guidance during the process of obtain the home of their dreams that is why VCA Mortgage is here to help you in every step of the way.

Understanding Mortgages and How it Works
There is a lot that goes into purchasing a home, requesting a loan, refinancing, finding the right home and we are aware of that that is why we will provide you with the basic information.
Before approving your loan there is a few factor that a loan officer
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For further assistance understanding how the process works and to obtain more information contact us at Understandingmortgages@VCAMortgages.org

Purchasing or Refinancing ?
♦Obtaining a purchasing loan allows you to do just that, buy a property. There is different types of purchasing loans that VCA Mortgage offers such as:

FHA Loans: Federal Housing Administration Loans offer very low down payment options as low as 3.5 %, federal government insurance, no maximum income limitations, and it is overall very flexible.

Fixed Rate Loans: Fixed rate loans are a type of purchasing loan that provides you with a steady payment that will remain the same. It also allows you to build equity fast, and in less time than the usual 10- 30 year loan.

Jumbo Loans: Jumbo loans are loans that go beyond the limit of most mortgages, it can be difficult to qualify for these type of loans because they can provide over $625,000 but VCA Mortgages works hand in hand with the customers to make sure they have the best chance to qualify for this or any other