Essay on what is this

Submitted By edgrobinson718
Words: 7903
Pages: 32
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February 17, 2014
RE: Client # 31870183-1

MR. EDWARD G ROBINSON
34 WASHINGTON AVE
TORRINGTON, CT 06790

Dear Mr. Edward G Robinson,
Thank you for contacting Money Management International (MMI). Each year we help thousands of people just like you pay off their debt, and we are committed to helping you achieve the peace of mind you deserve.
As you recall, the goal of our session was to provide you with a better understanding of your current financial situation. There are a number of options when dealing with debt, and we encourage you to evaluate your goals and choose the option that best matches your personal situation. In your session, we discussed your payment forecast if you chose to participate in a Debt Management Plan (DMP). Paying off your debt on your own and making only the minimum payments on your credit cards can extend the life of your debt for six years. A DMP may reduce your monthly payments, your interest rates, and provide a structured repayment plan. Based on our estimates, you could save $0.00 in creditor payments.
In this packet, you will find the budget and action plan we discussed, in addition to other reference documents to consider. If you choose to participate in a DMP, please sign and return the following documents. (You may also begin your account setup by registering for an online account on our website,
Login.MoneyManagement.org).
1.
2.
3.
4.
5.

Provide the most recent statements (no older than 45-days) from the creditors listed on the "Your Debt
Repayment Forecast" (page 6)
Initial “Your Debt Repayment Forecast” (page 7)
Initial (each page) and sign (final page) “Debt Management Plan Agreement” (pages 8-10)
Sign "Consumer Credit File Rights Information" (page 11)
Sign “DepositDirect Authorization Form” (page 13) and return with a voided check

Please fax these documents to 888.812.5358 or mail them as soon as possible to:
Money Management International
14141 Southwest Freeway, Suite 1000
Sugar Land, TX 77478-3494
If you have any questions, please call MMI toll-free at 888.845.5669 or visit our website at www.MoneyManagement.org. Sincerely,
Money Management International
Phone: 888.845.5669 | Fax: 888.812.5358

Client name: Edward Robinson
Client number: 31870183-1

Date: 02/17/2014

Your Budget Assessment
Reviewing your expenses is the first step in creating and sticking with a budget. Below is the budget we discussed in your counseling session. It's smart to revisit your budget each month and adjust expenses and income as needed. This will help you determine where your money is going, make smart financial choices, and cut back on unnecessary spending.

Income
Net Salary/Wages
Client Monthly Net Wages/Salary
Client Monthly Net Wages/Salary
Net Salary/Wages Total
Other Income
Child Support/Alimony Income
Unemployment Compensation
Military Pension
Company Pension
Social Security Disability
Social Security
Disability
TANF
Other Income (1)
Other Income (2)
Other Income Total
Total household income
Monthly living expenses
Fixed
Rent/Mortgage
2nd/3rd Mortgage/Land
Homeowner's/Renter's Insurance
Condo/Association Fees
Car Payment(s)
LENDMARK FINANCIAL SER *
Debt payment
American Web Loan/Payday Loan *
Cash Net/Payday Loan *
Other Fixed Expenses (1)
IRS *
New York State Revenue/Taxes *
Fixed Expenses Total
Variable
Groceries/Household Supplies
Food Away From Home
Electric
Gas/Oil (Heating)
Water/Trash Collection
Telephone/Cell Phone/Pager
Gasoline/Public & Other Transportation
Parking Fees/Tolls
Car Insurance
Clothing/Shoes
Hair/Nails/Beauty Supplies/Personal Care
Laundry/Dry Cleaning
Medication/Glasses
Child Care
Child Support/Alimony Payment

Money Management International

Initial
02/17/2014
Average
Monthly

Revised
02/17/2014
Average
Monthly

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$1,520.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1,520.00
$1,520.00
Show More

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