The three main points were auctioning indulgences to finance the building of St. Peter's is wrong, the pope has no power over Purgatory and obtaining indulgences gives people a false sense of security and endangers their salvation. Martin Luther felt that the people should be able to finance building his own church because he has more money than everyone else. Martin Luther also believed that if the pope really had the power to release anyone from Purgatory why wouldn’t he do it for everyone and not just the people that gave him money. He believed that it was not right for the pope to behave in that manner. Martin Luther’s last point he wanted to make was that paying to get your sins forgiven was a sin in itself and that all people who did such thing were damned and you will not get complete salvation until you repent before God and ask to be forgiven for the sin you have