There are many things that can affect the home purchasing decision. The overall wealth of the economy is the biggest contributing factor when it comes to purchasing a home. Lack of attention to Gross Domestic Product can cause you to fall into a bad situation. It is important to understand how the economy is doing before you purchase a home due to the fact that you can over pay, which can cause you a financial disaster. The GDP is an indicator that shows you how well or poor the economy is doing. If the economy is rising to quickly, this can a home to be over an affordability rate due to inflation. An economy growing to quickly can be a negative affect in the real estate business, as home purchasing will have a dramatic decrease due to an over priced market. If the economy is down, this would cause homes to be valued a lot lower. The government has offered a tax break on mortgage interest paid by home owners annually. This tax break gives consumers the incentive to purchase a home based on this tax break. The home owner can use the home as a tax write off, and ultimately save money. The owner can also use this purchase as an investment and potentially make a profit over time as property value increases. The changes in government spending and taxes affect the decision to purchase a home due to the fact that one must consider future income. Although tax breaks are great for new owners, not earning sufficient income and being able to pay bills due to increase of taxes or…
Week Five Check Point CPT Coding
CPT is a listing of five digit codes that identify services and procedures performed by physicians in any setting, and by facilities for services and procedures performed in any outpatient setting. CPT is divided into three categories of codes:
Category 1. Procedures that are consistent with contemporary medical practice and are widely performed.
Category 2. Supplementary tracking codes that can be used for performance measures.
Category 3. Temporary codes…
Checkpoint Week 5 A New House—Risks and Benefits
There are many different government bodies that can influence the national fiscal policy; but the three I feel are most important are the Federal Reserve System, the Legislative, and the Executive branches. The Fed controls the interest rate which in turn controls the mortgage rate which makes a difference on how much money you have to pay the bank back extra after paying back what was borrowed to purchase the house. The Federal Reserve changing…
Checkpoint: Incident 18-1
Confronting Jack is the first step to helping with the lower performance finding out the cause of his performance. Mel needs to take the first step towards helping him with his problem, Mel has already suggested Jack to go see the doctor. Now there are signs that Jack has a drinking problem by showing signs of alcoholism. Jack has been late, irritable, snappy, missing meetings, absent and hiding in the janitorial closet. Employees are in danger…
Week 1 CheckPoint: Models of the Criminal Justice System
Kristin M. Sullivan
March 25, 2011
Ed W Campbell, B.S., M.M., M.B.A.
In order to develop an understanding of the American criminal justice system, one must recognize and evaluate the values that operate within the system. Many fundamental decisions are influenced by the nature of these values: to punish or to protect?
· Resources: Pages 18-20 of Criminal Justice in Action
Week 7 CheckPoint
What values underlie your desire to help others?
My values stem mostly from my need to make sure that my family is secure and taken care of. The text gives an example of counseling a pregnant young lady who is unsure about having the child. Knowing that I personally don’t believe in abortion, I would still give the young lady all of the information that she needs to make an informed decision. I would ask her what her reason for considering abortion is, is financial or fear…
Week 7 assignment, John Bright
1. Af would be a tropical wet climate, characterized by a fairly constant warm temperatures throughout the seasons, they are generally wetter than other climates and there is a greater temperature from day to night, however these again remain constant throughout the year. Rainfall is frequent and heavy mainly during the afternoons turning to clear skies by the evening hours.
Am climates are is very similar to an Af but with a short summer followed by heavy rains.…
Week 7 Checkpoint Solutions
1 Will project management work in all companies? Why or why not? Provide examples of companies or industries to support your answer.
Answer – Project management would be very useful to implement in companies that does their work as ‘projects’, where a project is defined as a well defined set of work with a start and finish date. However, for companies or industries that do their work on an ongoing continuous basis, and have a very functional focus, project management…
Week 7 Assignment
Chapter 17 Review Question
5. What are psychological contracts?
A psychological contract is an implicit agreement between an individual and an organization that specifies what each is expected to give and receive in the relationship.
Discussion and Communication
3. Does the career stage model have exceptions? In other words can it be applied to all careers? If not what are the exceptions?
Yes, I think there are exceptions to the career stage model. For example being an entrepreneur…
IT 210 - Checkpoint: Chapter 5 Programming Problems
1. Display the Program Title – “Student Test Score Program”
2. Student Name
3. Display Grade File – “Test Scores”
4. Calculate Student Grade – “Test Scores”
5. Display Student Grade Total
Student Name (real)
Student Test Score (real)
Student Test Score (real)
\\This module displays the program title and instructions. In addition it calls an input module
\\that allows to user to interactively input data into a data file…