March 20, 2014
Information Technology Acts Paper
I chose to research the Health Insurance Portability and Accountability Act, 1996 (HIPPA), and the Fair Credit Reporting Act, 1970 (FCRA. Although these laws were written more than 15 years apart they were both designed for the same general purpose. To protect the personal and private information of individuals. The Fair Credit Reporting Act (FCRA) is a federal law that regulates how consumer reporting agencies use your information. The FCRA, among other things, restricts who has access to your sensitive credit information and how that information can be used. Under the FCRA consumer reporting agencies must disclose your credit file to you upon request, limit access to your information, get your consent before providing your information to an employer, investigate disputed information, correct or delete inaccurate information, delete outdated information, disclose your credit score upon request and much more. The FCRA is a very complex piece of legislation Enacted in 1970 and substantially amended in the late 1990s and again in 2003. The amendments came about due to changes in information technology. The act is subject to future amendment as technology evolves further as well.
The Health Insurance Portability and Accountability Act of 1996 (HIPAA), Public Law 104-191, was enacted on August 21, 1996. HIPPA applies to health plans, health care clearinghouses, and to any health care provider who transmits health information in electronic form. These transactions include claims, benefit eligibility inquiries, referral authorization requests, or other transactions for which HHS has established standards under the HIPAA Transactions Rule. HIPPA protects all individually identifiable health information held or transmitted by a covered entity or its business associates, in any form or media, whether electronic, paper, or oral. Individually…